Borrow against Any Car

The Secured Car Loan from Unbolted

For many people a car is the first major purchase of their lives. It is not an investment but more of a necessity to help us succeed in our lives. However, over time the need to have access to a car or personal transporation of some sort becomes a lower priority. And it is at that point in time, more and more people are turning to Unbolted to help them access the remaining value in their cars to reinvest in other priorities in ther lives.

Our co-founders were disappointed to discover the high interest rates associated with logbook loans. They knew that many customers were not aware their were lower cost options available if they did not need to use their car for the duration of the loan.

So they decided to do something about it.

The Secured Car Loan from Unbolted.

65% percent car loan

65% Loan to Value

With Unbolted, you receive 65% of the actual value of your car as a loan. After all, it is your car so why shouldn’t you get one of the best LTV ratio in the UK.

If the loan is not repaid, the assets may be sold to recover the debt.

daily gold price

Fair Valuation

At Unbolted, we value your car with similar services that Auto Trader, Glass's guide and other authoritative sources use. It is objective and unbiased - fair and transparent. That means you are always being quoted a fair value for your car.

lowest interest rates

The Lowest Rates. Guaranteed.

Unbolted's rates start at 1.25% a month. If you can find another offer with a lower APR, we will match the APR and offer you the first month free.


Comparison to Logbook Loans  Representative APR: 50.95%

Minimum APR: 18.8%. Maximum APR: 65.4%.

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Representative Example: Total credit: £5200. Set-up fees: £166. Loan Principal: £5366. Loan term: 6 months. Annual Interest rate: 38.52% (fixed). Total interest for 6 months: £1188.72. Total amount repayable in one installment: £6388.72.Representative APR: 50.95%.

Risk Warning: If the loan is not repaid, the assets may be sold to recover the debt.

car storage

Your car is stored safely and securely

WWe partner with some of the car storage and transportation logistics team in the country. You may drop off your vehicle at their facility or you may arrange for it to be picked up for an additional fee. The car is fully insured during the period it is in our care.

no hidden charges

No Hidden Fees.

No early payment penalties. No upfront deductions. No monthly minimum charges. No default fees.

Every loan has a one-time 3% set-up fee. If you renew your loan, there is no additional set-up fee required .

self select lending

Rates and Risks.

Representative Example: Total credit: £5200. Set-up fees: £166. Loan Principal: £5366. Loan term: 6 months. Annual Interest rate: 38.52% (fixed). Total interest for 6 months: £1188.72. Total amount repayable in one installment: £6388.72. Representative APR: 50.95%.

Loan Term: 6 months. Minimum APR: 18.8% ; Maximum APR: 65.4%

Risk Warning: If the loan is not repaid, the assets may be sold to recover the debt.