In the Western world, there are many things we can be grateful for, such as our health, or having food on the table.  But sometimes, things can go wrong unexpectedly and as much as we can try to plan for a rainy day, situations arise that force our hands to act.  Imagine your dog is hit by a car and you’re facing an emergency trip to the vet – but by extension, an astronomical vet bill.  Or a close relative needs an emergency private operation or medical treatment abroad, which requires an upfront payment.  These are circumstances that we quite simply wouldn’t want to wish on anyone, but sadly, they can happen and unfortunately, they’re often not cheap. 

Far from having to worry about the financial implications of having to foot an immediate, costly and unplanned-for bill, there is an alternative option available.  Leading peer-to-peer lender Unbolted offer loans against the your valuables, and can release the cash to you quickly and securely – within 24 hours of your application being approved, in fact.  As long as the item you wish to borrow against can achieve a sale price in an open market, Unbolted will consider it for a loan. 

Unbolted was able to help a client recently in just this predicament.  Borrowing against the value of a jewellery collection allowed our client to not only pay unforeseen medical expenses, but ultimately keep the treasured collection he had borrowed against.  This is part of the attraction of the service we offer – as long as you meet your repayments, you can free up the capital you need, without having to sell your prized assets.  As all the assets we assume responsibility for are transported and stored securely, this gives you at least one less thing to worry about.  Everything is fully insured, regardless of what it is and where it is stored – be it one of our partner auction houses, one of our specialist climate-controlled storage providers (for fine art and paintings) or  a classic car garage for luxury cars.  Each of our storage partners have had years of experience in handling and storing goods worth millions of pounds.  Furthermore, when it comes to getting your item to us, there are several ways of doing so – through the Royal Mail, at one of our partner’s office, and for items that require a little more care (such as a grand piano or classic car), we can arrange for our unbranded handlers to come direct to you.

Further adding to your peace of mind is that when it comes to the cost of borrowing, Unbolted offers competitively low interest rates on your loan.  In fact, if you find another loan offer with a lower APR, we promise to beat it, which is reassuring when you have more important things to be taking care of.

So whilst we aren’t trying to scaremonger, keep Unbolted in mind for when you encounter an unexpected emergency that you need to cover the cost of.  It might just be the lifesaver you need.