Here's how it works

s t e p 1
describe icon
Apply

Describe your asset and Upload photos; receive your loan offer same day.

s t e p 2
send icon
Send Asset

Drop off your gold at our London office or send it by next day delivery. Fully insured by us.

s t e p 3
receive money icon
Receive Funds

Accept your loan offer and receive your money within minutes.

If the loan is not repaid, the assets may be sold.

Why Choose Unbolted?

lowest cost

Low interest rates.

Delivered through our digital peer-to-peer lending platform

Being digital means we have lower overheads and being a peer-to-peer lending platform means we have hundreds of individual lenders who will lend to you at lower rates than pawnbrokers.

  • We lend up to 80% against the value of your assets, which is usually 30% more than other lenders.
  • We do not not make any deductions from the loan principal given to you.
  • No minimum monthly charges - pay only for the days that you borrow.
Check Borrowing Rate   Representative APR: 53.0%
easy

Easy process from the comfort of your home or office.

Simple online process. From your mobile, tablet or desktop.

All you have to do is describe your asset and upload a picture. We will give you an indicative offer.

If you are interested in completing the loan, send us the item with next day delivery, fully insured by us. When we receive the item, we will confirm the offer and you can then sign the loan documents using our easy electronic process.

fast

Fast

Loan disbursed in minutes.

Unbolted is a business purpose-built for today. We did not have to make any compromises on staff, technology or premises. We found the best investors, the best personnel and designed the most easy-to-use processes and technology.

no credit footprint

No Credit Footprint.

A private and confidential transaction

At Unbolted, we understand that there are some decisions that should be yours alone – such as whether or not you have unlocked the value hidden in your assets. We do not perform any credit check or report any defaults.

Read more about the benefits of taking a secured loan with Unbolted.

no hidden charges

No Surprises

No hidden fees

No early payment penalties. No upfront deductions. No monthly minimum charges. No default fees.

Although every loan has a one-time 3% set-up fee, this is added to the loan rather than deducted upfront. If you renew your loan, usually there is no setup fee payable again.

Review the Loan Documents

Ready to get started?
Submit an application today