Borrow against Silver Bars and Coins
Use your silver to get an affordable short term loan.
The best silver loan deal in UK
Silver has unique properties as an asset class and typically follows gold trends. Bullion coins include US Silver Eagles, Canadian Silver Maples and what is referred to 90% Junk Silver. Numismatic coins are considered collectible. These coins are primarily valued for their rarity and not as much for their metal content. Please see Stamp and Coin Collections for further information. Pure silver is 100% and the Sterling Standard is 92.5%
Unbolted has been able to create an unbeatable silver loan. There are three key factors:
- Accurate Measurement: We lend against the exact percentage of silver. Unbolted uses a technology that is not found outside bullion and assay marking centres. The thermo scientific analyser uses x-ray fluorescence to identify the purity of silver and determine the exact percentage.
- Zero price risk. We hedge every single silver loan against a decrease in the price of silver. That means that the peer-to-peer lender is willing to make a lower return than against other assets and we pass that savings on to you.
- 70% loan to value. Given silver’s unique properties as an asset class, we can lend more for every pound of silver than for every other asset except gold. And we do – 80% each and every time.
Ready to apply? It's fast and simple.
For an instant loan against your silver just complete a quick online application. There you can upload a photo and description of your silver. We'll make an initial assessment and indicative loan offer within hours. We can advance funds within 24 hours and you'll benefit from the lowest rates in the United Kingdom.
Ready to get started?
Submit an application today
At Unbolted, we have invested in all of the technology, data feeds and security systems to process your silver loans in the most efficient manner.
Unbolted uses the Niton XRF instrument which provides a fast, reliable, non-destructive means of identifying and quantifying the composition of precious metal alloys and the quality and grade of silver.
Key benefits include the non-destructive testing with instant results and as no acids are required – the end of the acid test!
Unbolted has a high security facility for the protection of your valuables and we use specialist storage facilities for your valuables as well.
All items sent to Unbolted with the prepaid mailing label are fully insured whilst in transit by a world leading insurer.
The lowest borrowing costs in UK
We believe that you cannot find a better offer but if you do we will beat it.
Fair and transparent terms
Unbolted never deducts fees upfront - so you receive the full loan amount.
You retain repayment flexibility - we don't impose early-repayment penalties.
If you find you can't pay back your loan we will sell your item - and we will return any surplus from that sale to you.
APR and Loan Terms
Minimum APR: 18.8%. Maximum APR: 63.1%.
All loans are for a fixed term of 6 months. You can repay early at any time without penalty.
Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 37.2% (fixed). Interest for 6 months: £766.32. Amount repayable in one installment: £4,886.32. Representative APR: 49.2%.
Risk Warning: If the loan is not repaid, the assets may be sold to recover the debt.
What our customers say
I've got to say what a fabulous service; it’s the first time I've gone to a pawnbroker because I was always apprehensive of the unwarranted stigma attached to getting money on an asset. I had urgent legal bills for a barrister to issue an injunction and your service delivery was excellent - if only I knew it was that painless and friendly.
I came across unbolted at a very difficult financial time, instead of selling my items I could borrow against them. I wish I knew about Unbolted before. Very friendly staff and prompt payment. Every single question answered promptly too. Will definitely recommend and use again.
Excellent rates. Excellent service. Simply the best relative to all other credit offerings in the UK market. Well done!
Crystal Palace, London
Helped when I needed it. Had some jewellery which I secured with them. The whole process was easy and painless. Great service, great communication throughout and would use again. Had a trouble free experience.... first time I have used it but probably not the last.
I needed a short term, low cost loan and having searched companies online, including those I had used before, decided on Unbolted for a loan against assets. The team at Unbolted were quick, efficient and friendly and I had a hassle free loan faster than ever before. Excellent service, thank you.
NewtonAbbey, Northern Ireland
The valuation was very fair and considerably better than any of the lenders I had approached previously, who seemed only interested in making a ridiculously huge margin and never valued the items anywhere near what they were worth. Thank you so much for helping me at a moment I really needed help.
My experience with Unbolted has been very positive, and I have found them to be a very professional set-up all round. I also felt their rates and total offering was by far the most attractive financial option for me, when compared to other similar options available to me at the time.
Kingston, Greater London
Excellent friendly service. I was able to contact an individual straight away on the phone and they would always get back to me promptly if I left a message. The online form was simple,clear and easy to use,making the whole process stress free.
A professional and discreet means of lending, with courteous and trustworthy service throughout. I can thoroughly recommend Unbolted.
Lyme Regis, Dorset
Extremely happy with the services provided by Unbolted. Prompt response and monies received . Would highly recommend.
The whole process is very straight forward and you are guided as you go along by constant updates. The interest rate is very good and you are told exactly what you will have to pay back. I would recommend this service to any of my friends or family and would definitely use Unbolted again.
Nantwich, Cheshire East
Very satisfied so far, hopefully redeeming will be just as straightforward. Team were always very helpful at all times and I would gladly recommend Unbolted's services, with some of the better interest rates around I think.
I would just like to compliment you all on your professional and indeed very friendly service. It certainly took the chill out of what most people perceive as a difficult situation. Very impressed!
Grove Park, London
Good Service. Smooth and fast so far, very attentive and pleasant.
Excellent customer service. Quick and prompt transaction. Pleasure to do business with.
An easy and good value loan.Great stuff. Quick and hassle free. Far lower interest than many other options.