Borrow against Silver Bars and Coins

Use your silver to get an affordable short term loan.

The best silver loan deal in UK

Silver has unique properties as an asset class and typically follows gold trends. Bullion coins include US Silver Eagles, Canadian Silver Maples and what is referred to 90% Junk Silver. Numismatic coins are considered collectible. These coins are primarily valued for their rarity and not as much for their metal content. Please see Stamp and Coin Collections for further information. Pure silver is 100% and the Sterling Standard is 92.5%

Unbolted has been able to create an attractive silver loan. There are three key factors:

  • Accurate Measurement: We lend against the exact percentage of silver. Unbolted uses a technology that is not found outside bullion and assay marking centres. The thermo scientific analyser uses x-ray fluorescence to identify the purity of silver and determine the exact percentage.
  • Zero price risk. We hedge every single silver loan against a decrease in the price of silver. That means that the peer-to-peer lender is willing to make a lower return than against other assets and we pass that savings on to you.
  • 70% loan to value. Given silver’s unique properties as an asset class, we can lend more for every pound of silver than for every other asset except gold. And we do – 80% each and every time.
Ready to apply? It's fast and simple.

For an instant loan against your silver just complete a quick online application. There you can upload a photo and description of your silver. We'll make an initial assessment and indicative loan offer within hours. We can advance funds within 24 hours and you'll benefit from the lowest rates in the United Kingdom.

Ready to get started?
Submit an application today


At Unbolted, we have invested in all of the technology, data feeds and security systems to process your silver loans in the most efficient manner.

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Unbolted uses the Niton XRF instrument which provides a fast, reliable, non-destructive means of identifying and quantifying the composition of precious metal alloys and the quality and grade of silver.

Key benefits include the non-destructive testing with instant results and as no acids are required – the end of the acid test!

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Unbolted has a high security facility for the protection of your valuables and we use specialist storage facilities for your valuables as well.

All items sent to Unbolted with the prepaid mailing label are fully insured whilst in transit by a world leading insurer.

Our Guarantee

The lowest borrowing costs in UK

We believe that you cannot find a better offer but if you do we will beat it.

Fair and transparent terms

Unbolted never deducts fees upfront - so you receive the full loan amount.

You retain repayment flexibility - we don't impose early-repayment penalties.

If you find you can't pay back your loan we will sell your item - and we will return any surplus from that sale to you.

APR and Loan Terms

Minimum APR: 18.8%. Maximum APR: 63.1%.

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 37.2% (fixed). Interest for 6 months: £766.32. Amount repayable in one installment: £4,886.32. Representative APR: 49.2%.

Risk Warning: If the loan is not repaid, the assets may be sold.

What our customers say

Borrow directly from peer-to-peer lenders at low interest rates. Rep APR: 49.2%