Simple and Secure Pawn Loans
Pawn Your Jewellery
Pawn Your Fine Art
Pawn Your Watches
Pawn Your Gold
Pawn Your Diamonds
Pawn Your Books and Manuscripts
Pawn Your Silver
Pawn Your Luxury Car
Pawn Your Stamps and Coins
Pawn Your Fine Wine
Pawn Your Handbags
Pawn Your Musical Instruments
Frequently Asked Questions
Do you conduct any credit checks?
No, this is a private loan against a personal asset. We only verify your identity electronically to comply with anti-money laundering regulations and minimise the risk of fraud. However, if it’s not possible to verify your identity electronically, we may ask for copies of physical documents.
What happens if I cancel the loan within the first 14 days?
If you cancel the loan within the first 14 days, you will need to pay the daily interest calculated on your loan for the number of days you have borrowed for. We will refund the set-up fee that covers the costs incurred for valuation. We do not charge any additional fees.
What is standard loan term?
Our standard loan term is 6 months. You can apply for an extension of one term (another 6 months) by paying off all accrued interest charges, set-up fees, and any depreciation in the value of the asset.
How much can I borrow?
The minimum loan amount we can provide is £500. There is no maximum borrowing limit.
Why is it better to pawn than sell?
Approaching a pawn shop for pawning instead of selling an asset is better considering that you have chances of securing the asset back, which can be further used in the future for pawnbroking loans. Moreover, pawnbrokers offer higher amounts on pawning than selling as they’re not concerned with reselling the asset.
Why should I choose Unbolted for pawning?
Opting for a pawnbroking loan from Unbolted offers exclusive advantages that other pawn shops cannot offer. We offer easy pawnbroking loans at highly competitive interest rates and in record time. In addition, our loan-to-value is unmatched by other pawnbrokers in the market.
How quickly can I obtain my loan from your pawn shop?
With Unbolted, you can avail quick and easy pawnbroker loans online. Just upload images of your asset(s), and we will send you a loan offer within two hours. Once your asset has been assessed in person your pawnbroking loan funds will be transferred within minutes.
What is the interest rate at your pawn shop?
Unbolted offers the lowest interest rates on pawnbroking loans. You can understand our interest rates on pawnbroker loans with the help of this example – Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 37.2% (fixed). Interest for 6 months: £766.32. Amount repayable in one instalment: £4,886.32. Representative APR: 49.2%.
Minimum APR: 18.8% Maximum APR: 63.1%
How long does the contract run for?
All of Unbolted’s pawnbroking loans are offered for a fixed tenure of six months. You are required to pay back your pawnbrokers loan within this pre-determined time period.
How do I get my valuables back?
You can secure your assets back by repaying your pawnbroking loan on time. In case you fail to pay back your pawnbrokers loan on time, your assets may be sold.
Will pawning affect my credit rating?
No, a pawnbrokers loan from Unbolted leaves your credit report untouched. Neither do we run any credit checks prior to extending pawnbroking loans nor does your current loan affect your future credit rating.
How does Unbolted compare to other pawnbrokers?
When compared to other pawn shops, Unbolted offers the most competitive interest rates on pawnbroking loans, which is nearly half as less! In addition, we even offer a loan-to-value that is as high as 70% as compared to the market standard of 50%.
What our customer say
Very good and helpful,
Professional service in a speedy manner
Very professional, efficient and reasonable would highly recommend.
They responded timely to our queries in a friendly and trustworthy way. We managed to overcome problems and delays related to the Covid-19 restrictions while following all required processes. The people who work for Unbolted are excellent professionals.
Very reliable and low interest rate
Super friendly with a very fast turn around time. Would recommend to others and will be using again on the future if needed
Great service very professional and willing to help every step of the way.
Easy to use excellent customer service and a fantastic idea 💡. Love using bolt
Unbolted Interest rate is the best
No delays, good communication and did what they said they would do.
Unbolted are always friendly, very helpful and a pleasure to work with.
The customer service was outstanding
Overall I was very pleased with my interaction with Unbolted. Everything went ahead withouy any glitches and payment was made very quickly once everyting had been agreed, signed and returned. I would highly recommend.
Efficient and trustworthy. Thank you
simple but does rely on having expert valuers on hand without which it would not work
Systematic ,efficient and Trusted
Secure, Fast and quick Service
Excellent customer service and communication. Very quick transfer of funds
relatively easy to set up and not too expensive
Prompt, adviser was good, received quote promptly, loan paid in promptly.
In the beginning of 2020, most of the world went under lockdown because of the Corona virus outbreak.
Police in Naples have discovered a stolen 500-year-old copy of Leonardo da Vinci’s Salvator Mundi, hidden in the attic of a flat. The Salvator Mundi, which achieved the highest...
Unbolted is part of the financial technology revolution. Established in 2014, it is an online lending platform that allows you to borrow against your personal assets at market leading interest rates – quick, easy and discreet pawn loans.
You can apply in minutes from the comfort of your home or office, using your computer or mobile device. Unbolted will make you a pawn loan offer within two hours, wherever you are. Partnering with a range of auction houses and dealerships, Unbolted has access to leading specialists for quick accurate pawn valuations. Unbolted offer market-beating pawn interest rates by operating an efficient online platform. Terms are transparent and easy to understand, and borrowers will always have someone on hand to discuss their application for pawn loans.
Getting the asset to Unbolted is simple: insurance is covered if you choose to post your valuables, or you can visit our discreet office based in the City of London. There are no forms to fill out or paper trails to keep track of, contracts are signed simply and securely online, and the funds are transferred to your bank account within minutes.
Here's how it works
Upload photos of your asset and receive your loan offer within 3 hours.
Send your items to us by next day courier. Fully insured by us.
Accept the loan offer and receive your money within minutes.
If the loan is not repaid, the assets may be sold.