Simple and Secure Pawn Loans
Pawn Your Jewellery
Pawn Your Fine Art
Pawn Your Watches
Pawn Your Gold
Pawn Your Diamonds
Pawn Your Books and Manuscripts
Pawn Your Silver
Pawn Your Luxury Car
Pawn Your Stamps and Coins
Pawn Your Fine Wine
Pawn Your Handbags
Pawn Your Musical Instruments
Frequently Asked Questions
Do you conduct any credit checks?
No, this is a private loan against a personal asset. We only verify your identity electronically to comply with anti-money laundering regulations and minimise the risk of fraud. However, if it’s not possible to verify your identity electronically, we may ask for copies of physical documents.
What happens if I cancel the loan within the first 14 days?
If you cancel the loan within the first 14 days, you will need to pay the daily interest calculated on your loan for the number of days you have borrowed for. We will refund the set-up fee that covers the costs incurred for valuation. We do not charge any additional fees.
What is standard loan term?
Our standard loan term is 6 months. You can apply for an extension of one term (another 6 months) by paying off all accrued interest charges, set-up fees, and any depreciation in the value of the asset.
How much can I borrow?
The minimum loan amount we can provide is £500. There is no maximum borrowing limit.
Why is it better to pawn than sell?
Approaching a pawn shop for pawning instead of selling an asset is better considering that you have chances of securing the asset back, which can be further used in the future for pawnbroking loans. Moreover, pawnbrokers offer higher amounts on pawning than selling as they’re not concerned with reselling the asset.
Why should I choose Unbolted for pawning?
Opting for a pawnbroking loan from Unbolted offers exclusive advantages that other pawn shops cannot offer. We offer easy pawnbroking loans at highly competitive interest rates and in record time. In addition, our loan-to-value is unmatched by other pawnbrokers in the market.
How quickly can I obtain my loan from your pawn shop?
With Unbolted, you can avail quick and easy pawnbroker loans online. Just upload images of your asset(s), and we will send you a loan offer within two hours. Once your asset has been assessed in person your pawnbroking loan funds will be transferred within minutes.
What is the interest rate at your pawn shop?
Unbolted offers the lowest interest rates on pawnbroking loans. You can understand our interest rates on pawnbroker loans with the help of this example – Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 37.2% (fixed). Interest for 6 months: £766.32. Amount repayable in one instalment: £4,886.32. Representative APR: 49.2%.
Minimum APR: 18.8% Maximum APR: 63.1%
How long does the contract run for?
All of Unbolted’s pawnbroking loans are offered for a fixed tenure of six months. You are required to pay back your pawnbrokers loan within this pre-determined time period.
How do I get my valuables back?
You can secure your assets back by repaying your pawnbroking loan on time. In case you fail to pay back your pawnbrokers loan on time, your assets may be sold.
Will pawning affect my credit rating?
No, a pawnbrokers loan from Unbolted leaves your credit report untouched. Neither do we run any credit checks prior to extending pawnbroking loans nor does your current loan affect your future credit rating.
How does Unbolted compare to other pawnbrokers?
When compared to other pawn shops, Unbolted offers the most competitive interest rates on pawnbroking loans, which is nearly half as less! In addition, we even offer a loan-to-value that is as high as 70% as compared to the market standard of 50%.
What our customer say
Was able to extend my loans to cover an emergency situation. This has given me peace of mind. I'm grateful that I won't be losing my assets.
Very efficient and personable staff. Loans at attractive rates with no hidden fees. Would highly recommend.
easy, reliable and it was a great help to me during the pandemic times
I have been a customer of unbolt ed for around four years. Quick to answer calls or email. Would use and recommend.
Unbolted provided speedy, efficient service when I was in difficult circumstances. I was able to extend a loan whilst waiting for a legal compensation payout. During challenging times, being unable to work due to injuries, paying for legal fees was a huge burden. The service and process has been clear, prompt and uncomplicated. The staff at Unbolted have been understanding, and very competent, giving me peace of mind as I will be able to get my assets back when my compensation comes through. My assets are heirlooms so it gives me comfort that I will not be losing them.
Easy to deal with very flexible and helpful
Very fast and friendly service , always there to assist with any questions . I highly recommend
Very professional in all of the interactions, very helpful when I initially setting up the deal and a straightforward approach to the whole process
An excellent service and reasonable rates
Ease of doing business and customer service
Unbolted made it easy to get the loan and easy to renew
Good service no amazing service 👍
Ease of use. Friendly and very efficient customer service. Good interest rates.
Excellent service from initial online chat to cash transfer direct to bank, I have used this company a few times and they are always superb, easy to deal with and totally upfront and open. Money transferred normally same day as loan signed and also give far higher Ltv than some more famous brokers, reasonable interest rates too. Highly recommended if you need this service. Can’t fault them at all.
I am very happy with the help and support that I get from Unbolted
I have had excellent customer care and support from Unbolted. The speed and efficiency, with which my applications have been made, has been impressive bearing in mind that the loans I applied for were for legal expenses and medicolegal reports for an accident legal case. I needed funds at very short notice and received them within a few hours of the applications being accepted, there very next day. Thank you for excellent communication at every step and a very simple process which has given me great peace of mind.
Great service more than happy to recommend
Fast and straightforward process
Fantastic, seamless process from start to finish. Great concept executed well. Quick to provide offer. Arranged to deposit watches, documents were completed there and then and money was in my account in 2 hrs. Madeleine is fantastic.
Easy to coomunicate with and excellent customer service
In the beginning of 2020, most of the world went under lockdown because of the Corona virus outbreak.
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Unbolted is part of the financial technology revolution. Established in 2014, it is an online lending platform that allows you to borrow against your personal assets at market leading interest rates – quick, easy and discreet pawn loans.
You can apply in minutes from the comfort of your home or office, using your computer or mobile device. Unbolted will make you a pawn loan offer within two hours, wherever you are. Partnering with a range of auction houses and dealerships, Unbolted has access to leading specialists for quick accurate pawn valuations. Unbolted offer market-beating pawn interest rates by operating an efficient online platform. Terms are transparent and easy to understand, and borrowers will always have someone on hand to discuss their application for pawn loans.
Getting the asset to Unbolted is simple: insurance is covered if you choose to post your valuables, or you can visit our discreet office based in the City of London. There are no forms to fill out or paper trails to keep track of, contracts are signed simply and securely online, and the funds are transferred to your bank account within minutes.
Here's how it works
Upload photos of your asset and receive your loan offer within 3 hours.
Send your items to us by next day courier. Fully insured by us.
Accept the loan offer and receive your money within minutes.
If the loan is not repaid, the assets may be sold.