Unbolted: Your specialist pawnbroker
Your bottles of fine wine can open a short-term Unbolted loan.
Unlock the value of your Mouton Rothschild, Petrus, Margaux, Latour or Domaine de la Romanée Conti. Unbolted lends against all collectible wines, be they Bordeaux first growth, Penfold Grange or a rare Californian.
We ask only that you have the provenance and that the wines are stored in appropriate climate-controlled conditions - two factors our wine specialists can quickly confirm.
Tell us about your wine
To borrow against your wine collection, we will need to know a few details:
- Name and vintage.
- Number of cases (12 x 75 cl case formats).
- Storage conditions and bond details.
- Provenance.
Secure and confidential process.
Borrow from the comfort of your home, with a simple online process or visit us at our offices in London.
- Fully authorised and regulated by the FCA.
- No credit checks. A private and confidential transaction.
- Fast process with loans disbursed within 24 hours.
Ready to apply? It's fast and simple.
Receive funds within 24 hours.
- Apply Online: Fill out our simple form with details about your asset.
- Get a Quote: We will make an initial assessment and indicative loan offer within hours.
- Deliver Your Asset: Use Royal Mail Special Delivery or visit our London store.
- Receive Your Loan: Funds transferred to your account within 24 hours.
Lower interest rates. Guaranteed.
We believe that you cannot find a better offer but if you do we will beat it.
Minimum APR: 18.8%. Maximum APR: 63.1%.
All loans are for a fixed term of 6 months. You can repay early at any time without penalty.
Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53%.
Risk Warning: If the loan is not repaid, the assets may be sold.
What our customers say
Ready to get started? Apply online today
Representative APR: 53%Valuing Your Fine Wine
At Unbolted, we appreciate that you have approached your collection with care and consideration. Grade wine is a valuable commodity and sales have been impressive. Whether your collection of fine wine is small or large, we will be diligent in obtaining a realistic and accuate valuation.
Specialists in Fine Wine
Unbolted has teamed up with specialist fine wine merchants and investment advisory companies based in the City of London, specialising in Bordeaux, Burgundy and Italy.
Unbolted also uses services such as The London International Vintners Exchange (Live-ex) and Wine-Searcher.
Storage and Shipping of your Fine Wine
Unbolted recommends specialist wine delivery companies and most importantly to store fine wine ‘in bond’ (IB), which means in a bonded, ‘duty-paid’ warehouse such as London City Bond or Octavian Vaults. These bonded warehouses provide the optimum environment for storage, with the temperature, humidity and other microclimatic factors carefully regulated.
Reflections
The market in fine wines, past and present (Part Two)
As we noted last time, fine wines are amongst the high-value assets we collateralise for our unique secured asset loans here at peer-to-peer lender Unbolted. If you invested in a crate or two costing hundreds in the 1980s, the chances are that your wine stash could be worth tens of …
Read moreThe market in fine wines, past and present (Part One)
Visitors with borrowing needs who’ve come to this p2p website (welcome, by the way) will quickly see that fine wines is amongst the high-value asset categories we collateralise for our low-interest secured asset loans. This week, we thought we’d take a little tour through the market in fine wines to shed …
Read moreRelease cash from fine wines with an Unbolted loan
Independent art dealers, as many of them will testify, frequently find themselves in need of fast access to cash. Making a killer purchase on behalf of a client who loves the style or artist that’s just become available sometimes necessitates raising extra funds quickly. On these occasions, many art dealers …
Read moreInvesting in Wine
When it comes to wine, we all know what we like to drink, but how many of us really know what we should invest in? We find out….
Cyclical buying analysis suggests that volumes of Bordeaux First Growth increases in late August and early September in anticipation of the Chinese …
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