Our Story

Unbolted is part of a technological revolution. It is an online-only, peer-to-peer (p2p) lending platform that provides a simple and fast opportunity for borrowers to receive immediate funds against their personal assets, in complete privacy. “We saw the transformation of financial services and wondered why no-one had provided the mass affluent with access to the same type of services that private banking customers have received for years,” explains Co-Founder Ashwin Parameswaran.


Uniquely, if Unbolted makes a decision to lend, it proceeds immediately to disburse the loan, whereas other p2p marketplaces wait for individual lenders to confirm their willingness to participate.


Unbolted partners with top specialists in determining market values – valuation experts and leading auction houses. This critical role is outsourced to ensure the robustness of the valuations. Would-be borrowers can apply for secured loans at market beating rates – against anything from gold to grand pianos, and fine art to fine wine. Co-Founder Rito Haldar adds, “We have developed this business based on what is possible today, not on yesterday’s model. The customer is the driver of the business like never before and we guarantee them the best rates as well as the best user experience.”


So, what’s the catch? Well quite honestly, there isn’t one.

Meet the Team

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Ashwin Parameswaran: Co-Founder

Before founding Unbolted, Ashwin worked as a derivatives structurer and trader with HSBC, Credit Suisse and Bank of America Merrill Lynch. Ashwin brings with him a decade of experience in hedging and managing financial risk. He is recognised as one of the top 40 leaders in alternative finance in London. Ashwin has an MBA from the Indian Institute of Management.

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Rito Haldar: Co-Founder

Before founding Unbolted, Rito worked with Barclays and prior to that as a consultant with Oliver Wyman and A.T.Kearney. Rito has experience in solving business problems, from growth strategy to risk management and restructuring. Rito has an an MBA from the Indian Institute of Management and a Bachelor of Engineering from the Indian Institute of Technology.

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Annabel Zarandi: Valuations Manager

Annabel started her career at one of London's top auction houses and is recognised by the industry as being a leading valuation manager. She has a Bachelor of Arts in Classical Literature and Civilizations from the University of Birmingham and is a member of The Gemmological Association of Great Britain as well as The Society of Jewellery Historians.

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