Our Story

Unbolted is part of a technological revolution. It is an online-only, peer-to-peer (p2p) lending platform that provides a simple and fast opportunity for borrowers to receive immediate funds against their personal assets, in complete privacy. “We saw the transformation of financial services and wondered why no-one had provided the mass affluent with access to the same type of services that private banking customers have received for years,” explains Co-Founder Ashwin Parameswaran.

Uniquely, if Unbolted makes a decision to lend, it proceeds immediately to disburse the loan, whereas other p2p marketplaces wait for individual lenders to confirm their willingness to participate.

Unbolted partners with top specialists in determining market values – valuation experts and leading auction houses. This critical role is outsourced to ensure the robustness of the valuations. Would-be borrowers can apply for secured loans at market beating rates – against anything from gold to grand pianos, and fine art to fine wine. Co-Founder Rito Haldar adds, “We have developed this business based on what is possible today, not on yesterday’s model. The customer is the driver of the business like never before and we guarantee them the best rates as well as a good user experience.”

So, what’s the catch? Well quite honestly, there isn’t one.

Meet the Team

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Ashwin Parameswaran : Co-Founder

Before founding Unbolted, Ashwin worked as a derivatives structurer and trader with HSBC, Credit Suisse and Bank of America Merrill Lynch. Ashwin brings with him a decade of experience in hedging and managing financial risk. He is recognised as one of the top 40 leaders in alternative finance in London. Ashwin has an MBA from the Indian Institute of Management.

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Rito Haldar : Co-Founder

Before founding Unbolted, Rito worked with Barclays Treasury and prior to that as a strategy consultant with Oliver Wyman and A.T.Kearney. Rito has deep experience in the financial services industry, across strategy and risk management roles. Rito has an an MBA from the Indian Institute of Management and a Bachelor of Engineering from the Indian Institute of Technology.

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Chris Pressey : Technology

Chris has extensive experience developing software for the web and for business solutions. In the past decade, Chris has applied these skill at household-name dot-coms, boutique marketing firms, and a social media startup. Chris has a Bachelor of Science from the University of British Columbia.

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Chris Berragan : Technology

Chris specialises in front end development, particularly with React, but also has experience with Python and PHP on the backend. Chris has a BA degree in Contemporary Chinese Studies from the University of Nottingham, during which he spent two years living in China.

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Aron Gabor : Technology

Aron is an expert in Javascript and related solutions. He has over a decade of experience in front-end development. Prior to joining the Unbolted team, Aron was the lead developer at Innotrain Hungary Kft and prior to that at FusionOps Inc.

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Lisa Haadem : Operations

Lisa is originally from Sweden, but have studied and worked in the UK for over a decade. She completed a BA in History of Art at UCL followed by an MA in Fine and Decorative Arts at Sotheby’s Institute of Art. Before Unbolted, Lisa worked for several auction houses in Sweden and London, as an auctioneer and general valuer.

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Madeleine Puleston : Operations

Madeliene is an English graduate from University of Exeter. Prior to Unbolted, Maddie wored with Duke's Auctioneer in arts administration and communication.

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Liam Costello : Operations

Liam is an Arts graduate from Kingston University, with a keen interest in jewellery. Prior to Unbolted, Liam worked with Roseberys Fine Art Auctioneers.

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Stephano Nicolaou : Digital Marketing

Stephano has been working in the digital marketing industry for over 7 years, specialising in PPC (pay-per-click) advertising. Throughout his years at different London agencies, he has worked with large finance clients such as American Express and Halifax, as well as managing accounts in different verticals such as property, beauty and luxury.

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