Borrow against your Fine Art
Unlock the value hidden in your fine art
We take care of everything
Art is one of the most powerful forms of expression known to all. It has inspired and motivated individuals through history from the earliest cave painting at Maros in Sulawesi (an Indonesian Island) to teamLab's "Flutter of Butterflies beyond Borders" interactive digital presentation at the Start Art Fair in September in London. It improves our quality of life and stimulates or silences conversation. An original work of art reflects and even enhances the personality of the individual who owns it.
For some individuals art has become an investment class but whether you buy your art with your heart or your head, Unbolted can help you to unlock the value hidden in your fine art.
How we value fine art
- Title of item, artist, year or date created and medium.
- Provenance. Where was the item purchased? Previous owners?
- Condition and any oter additional information that may affect the value?
Ready to apply? It's fast and simple.
For an instant loan against your fine art, just complete a quick online application. There you can upload a photo and description of your piece(s). We'll make an initial assessment and indicative loan offer within hours. If you choose to proceed we will arrange to have your fine art delivered to our secure storage facilities. We can advance funds within 24 hours and you'll benefit from the UK's lowest rates.
Ready to get started?
Submit an application today
Valuing Your Fine Art
We understand the personal and financial investment you have made in building your collection of fine art. Whether it is a single piece, part of a collection or world renowned, we will ensure that a fair and transparent process of valuation takes place in a timely manner.
Specialists in Fine Art
Our partners Lyon and Turnbull and Fellows both have dedicated teams of Fine Art specialists. Unbolted may use other specialists but only work with members in good standing of the Society of Fine Art Auctioneers and Valuers (SOFAA).
Storage and Shipping of your Fine Art
Unbolted works with specialists in Fine Art storage and shipping such as Cadogan Tate Fine Art or Momart. If your piece requires a temperature-controlled art warehouse and packing facility or if you have a more specific requirement, Unbolted will use one of the specialists in this area.
The lowest borrowing costs in UK
We believe that you cannot find a better offer but if you do we will beat it.
Fair and transparent terms
Unbolted never deducts fees upfront - so you receive the full loan amount.
You retain repayment flexibility - we don't impose early-repayment penalties.
If you find you can't pay back your loan we will sell your item - and we will return any surplus from that sale to you.
APR and Loan Terms
Minimum APR: 18.8%. Maximum APR: 63.1%.
All loans are for a fixed term of 6 months. You can repay early at any time without penalty.
Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 37.2% (fixed). Interest for 6 months: £766.32. Amount repayable in one installment: £4,886.32. Representative APR: 49.2%.
Risk Warning: If the loan is not repaid, the assets may be sold to recover the debt.
What our customers say
I've got to say what a fabulous service; it’s the first time I've gone to a pawnbroker because I was always apprehensive of the unwarranted stigma attached to getting money on an asset. I had urgent legal bills for a barrister to issue an injunction and your service delivery was excellent - if only I knew it was that painless and friendly.
I came across unbolted at a very difficult financial time, instead of selling my items I could borrow against them. I wish I knew about Unbolted before. Very friendly staff and prompt payment. Every single question answered promptly too. Will definitely recommend and use again.
Excellent rates. Excellent service. Simply the best relative to all other credit offerings in the UK market. Well done!
Crystal Palace, London
Helped when I needed it. Had some jewellery which I secured with them. The whole process was easy and painless. Great service, great communication throughout and would use again. Had a trouble free experience.... first time I have used it but probably not the last.
I needed a short term, low cost loan and having searched companies online, including those I had used before, decided on Unbolted for a loan against assets. The team at Unbolted were quick, efficient and friendly and I had a hassle free loan faster than ever before. Excellent service, thank you.
NewtonAbbey, Northern Ireland
The valuation was very fair and considerably better than any of the lenders I had approached previously, who seemed only interested in making a ridiculously huge margin and never valued the items anywhere near what they were worth. Thank you so much for helping me at a moment I really needed help.
My experience with Unbolted has been very positive, and I have found them to be a very professional set-up all round. I also felt their rates and total offering was by far the most attractive financial option for me, when compared to other similar options available to me at the time.
Kingston, Greater London
Excellent friendly service. I was able to contact an individual straight away on the phone and they would always get back to me promptly if I left a message. The online form was simple,clear and easy to use,making the whole process stress free.
A professional and discreet means of lending, with courteous and trustworthy service throughout. I can thoroughly recommend Unbolted.
Lyme Regis, Dorset
Extremely happy with the services provided by Unbolted. Prompt response and monies received . Would highly recommend.
The whole process is very straight forward and you are guided as you go along by constant updates. The interest rate is very good and you are told exactly what you will have to pay back. I would recommend this service to any of my friends or family and would definitely use Unbolted again.
Nantwich, Cheshire East
Very satisfied so far, hopefully redeeming will be just as straightforward. Team were always very helpful at all times and I would gladly recommend Unbolted's services, with some of the better interest rates around I think.
I would just like to compliment you all on your professional and indeed very friendly service. It certainly took the chill out of what most people perceive as a difficult situation. Very impressed!
Grove Park, London
Good Service. Smooth and fast so far, very attentive and pleasant.
Excellent customer service. Quick and prompt transaction. Pleasure to do business with.
An easy and good value loan.Great stuff. Quick and hassle free. Far lower interest than many other options.
Borrow directly from peer-to-peer lenders at low interest rates. Rep APR: 49.2%
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