Borrow against Luxury Handbags

Use your designer handbag to carry off a loan at unbeatable interest rates.

Does your luxury handbag have a secondhand market value? If it does, Unbolted will loan up to 70% of this amount.


Valuing your handbag

Luxury handbags are like works of art. And like art some are memorable and timeless. Some people carry their handbags and others put them straight into acid-free paper. Even museums are active in the market and have put together wonderful collections. To get started we need to know a few basic details. These enable our specialists to arrive at the maximum loan offer:

  • Brand and model: The key determinant of value is the brand name and model. Each brand has a pedigree of quality and status. Within that grouping of iconic brands such as Hermes Birkin, Kelly, Chanel and Louis Vuitton, the scarcity of the particular model adds significant value.
  • Origin and proof of purchase: The original box, dust cover, certificate, receipt and any other documentation will re-inforce the value.
  • Condition: Scratches, damage and any visible ear and tear will decrease the value.
  • Material: The material the handbag is made from - calfskin, crocodile, leather or patent leather will affect the value.
  • Demand: Demand changes with fashion. Perhaps it is Pierre Hardy's Kelly Hermes bag or the Cleopatra Bag by Lana Marks who produces only one bag per year. Maybe you have inherited a Whiting and Davis purse which was a huge name in the 1920s.
Ready to apply? It's fast and simple.

For an instant loan against your handbag just complete a quick online application. There you can upload a photo and description of your handbag. We'll make an initial assessment and indicative loan offer within hours. If you choose to proceed, you will have a prepaid shipping option which is fully ensured and continuously tracked in minutes. We can advance funds within 24 hours and you'll benefit from the UK's lowest rates.

Ready to get started?
Submit an application today

Valuing a Diamond

Valuing Your Handbags

We understand your handbag is first and foremost a statement of who you are. Unbolted is extremely careful with all of the assets we are provided and will handle it in the same manner that you do and obtain the most accurate valuation for you to borrow against.


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Specialists in Handbags

Our partner Lyon and Turnbull have dedicated couture specialists.

We also may approach specialist auction houses such as Kerry Taylor Auctions. Kerry Talyor left Sothebys to set up her own specialist vintage fashion, fine antique costume and textiles auction house in 2003 and is renowned for her expertise.


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Storage and Shipping of your Handbags

We understand the emotional and financial attachment individuals have to fashion and couture luxury items such as handbags.

Unbolted actually holds stock for leading handbag resellers so you can rest assured that we will protect and cherish your possession as you do. We provide a pre-addressed shipping label and provide detailed packing instructions so you may use the fully insured Royal Mail delivery program. Alternatively, you may drop off the item directly at one of the locations of our valuation partners.


Our Guarantee

The lowest borrowing costs in UK

We believe that you cannot find a better offer but if you do we will beat it.

Fair and transparent terms

Unbolted never deducts fees upfront - so you receive the full loan amount.

You retain repayment flexibility - we don't impose early-repayment penalties.

If you find you can't pay back your loan we will sell your item - and we will return any surplus from that sale to you.

APR and Loan Terms

Minimum APR: 18.8%. Maximum APR: 63.1%.

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 37.2% (fixed). Interest for 6 months: £766.32. Amount repayable in one installment: £4,886.32. Representative APR: 49.2%.

Risk Warning: If the loan is not repaid, the assets may be sold to recover the debt.

What our customers say

Borrow directly from peer-to-peer lenders at the lowest rates. Rep APR: 49.2%

Reflections

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With the  popularity of the Hermes Birkin bag, it is important to know how to take care of your investment so it lasts for years to come.  We have complied these top tips to help you look after your handbag.

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