Borrow against Luxury Handbags
Use your designer handbag to get a loan at competitive interest rates.
Does your luxury handbag have a secondhand market value? If it does, Unbolted will loan up to 70% of this amount.
Valuing your handbag
Luxury handbags are like works of art. And like art some are memorable and timeless. Some people carry their handbags and others put them straight into acid-free paper. Even museums are active in the market and have put together wonderful collections. To get started we need to know a few basic details. These enable our specialists to arrive at the maximum loan offer:
- Brand and model: The key determinant of value is the brand name and model. Each brand has a pedigree of quality and status. Within that grouping of iconic brands such as Hermes Birkin, Kelly, Chanel and Louis Vuitton, the scarcity of the particular model adds significant value.
- Origin and proof of purchase: The original box, dust cover, certificate, receipt and any other documentation will re-inforce the value.
- Condition: Scratches, damage and any visible ear and tear will decrease the value.
- Material: The material the handbag is made from - calfskin, crocodile, leather or patent leather will affect the value.
- Demand: Demand changes with fashion. Perhaps it is Pierre Hardy's Kelly Hermes bag or the Cleopatra Bag by Lana Marks who produces only one bag per year. Maybe you have inherited a Whiting and Davis purse which was a huge name in the 1920s.
Ready to apply? It's fast and simple.
For an instant loan against your handbag just complete a quick online application. There you can upload a photo and description of your handbag. We'll make an initial assessment and indicative loan offer within hours. If you choose to proceed, you will have a prepaid shipping option which is fully ensured and continuously tracked in minutes. We can advance funds within 24 hours and you'll benefit from the UK's lowest rates.
Ready to get started?
Submit an application today
Valuing Your Handbags
We understand your handbag is first and foremost a statement of who you are. Unbolted is extremely careful with all of the assets we are provided and will handle it in the same manner that you do and obtain the most accurate valuation for you to borrow against.
Specialists in Handbags
Our partner Lyon and Turnbull have dedicated couture specialists.
We also may approach specialist auction houses such as Kerry Taylor Auctions. Kerry Talyor left Sothebys to set up her own specialist vintage fashion, fine antique costume and textiles auction house in 2003 and is renowned for her expertise.
Storage and Shipping of your Handbags
We understand the emotional and financial attachment individuals have to fashion and couture luxury items such as handbags.
Unbolted actually holds stock for leading handbag resellers so you can rest assured that we will protect and cherish your possession as you do. We provide a pre-addressed shipping label and provide detailed packing instructions so you may use the fully insured Royal Mail delivery program. Alternatively, you may drop off the item directly at one of the locations of our valuation partners.
The lowest borrowing costs in UK
We believe that you cannot find a better offer but if you do we will beat it.
Fair and transparent terms
Unbolted never deducts fees upfront - so you receive the full loan amount.
You retain repayment flexibility - we don't impose early-repayment penalties.
If you find you can't pay back your loan we will sell your item - and we will return any surplus from that sale to you.
APR and Loan Terms
Minimum APR: 18.8%. Maximum APR: 63.1%.
All loans are for a fixed term of 6 months. You can repay early at any time without penalty.
Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 37.2% (fixed). Interest for 6 months: £766.32. Amount repayable in one installment: £4,886.32. Representative APR: 49.2%.
Risk Warning: If the loan is not repaid, the assets may be sold.
What our customers say
I've got to say what a fabulous service; it’s the first time I've gone to a pawnbroker because I was always apprehensive of the unwarranted stigma attached to getting money on an asset. I had urgent legal bills for a barrister to issue an injunction and your service delivery was excellent - if only I knew it was that painless and friendly.
I came across unbolted at a very difficult financial time, instead of selling my items I could borrow against them. I wish I knew about Unbolted before. Very friendly staff and prompt payment. Every single question answered promptly too. Will definitely recommend and use again.
Excellent rates. Excellent service. Simply the best relative to all other credit offerings in the UK market. Well done!
Crystal Palace, London
Helped when I needed it. Had some jewellery which I secured with them. The whole process was easy and painless. Great service, great communication throughout and would use again. Had a trouble free experience.... first time I have used it but probably not the last.
I needed a short term, low cost loan and having searched companies online, including those I had used before, decided on Unbolted for a loan against assets. The team at Unbolted were quick, efficient and friendly and I had a hassle free loan faster than ever before. Excellent service, thank you.
NewtonAbbey, Northern Ireland
The valuation was very fair and considerably better than any of the lenders I had approached previously, who seemed only interested in making a ridiculously huge margin and never valued the items anywhere near what they were worth. Thank you so much for helping me at a moment I really needed help.
My experience with Unbolted has been very positive, and I have found them to be a very professional set-up all round. I also felt their rates and total offering was by far the most attractive financial option for me, when compared to other similar options available to me at the time.
Kingston, Greater London
Excellent friendly service. I was able to contact an individual straight away on the phone and they would always get back to me promptly if I left a message. The online form was simple,clear and easy to use,making the whole process stress free.
A professional and discreet means of lending, with courteous and trustworthy service throughout. I can thoroughly recommend Unbolted.
Lyme Regis, Dorset
Extremely happy with the services provided by Unbolted. Prompt response and monies received . Would highly recommend.
The whole process is very straight forward and you are guided as you go along by constant updates. The interest rate is very good and you are told exactly what you will have to pay back. I would recommend this service to any of my friends or family and would definitely use Unbolted again.
Nantwich, Cheshire East
Very satisfied so far, hopefully redeeming will be just as straightforward. Team were always very helpful at all times and I would gladly recommend Unbolted's services, with some of the better interest rates around I think.
I would just like to compliment you all on your professional and indeed very friendly service. It certainly took the chill out of what most people perceive as a difficult situation. Very impressed!
Grove Park, London
Good Service. Smooth and fast so far, very attentive and pleasant.
Excellent customer service. Quick and prompt transaction. Pleasure to do business with.
An easy and good value loan.Great stuff. Quick and hassle free. Far lower interest than many other options.
Borrow directly from peer-to-peer lenders at low interest rates. Rep APR: 49.2%
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