Borrow Against your Diamonds Online

Leading Diamond Pawnbrokers

Diamond Pawnbroker

Diamonds are one of the best-known and most sought-after gemstones, supposedly a girl’s best-friend, which also makes them one of the most popular items to pawn. The size and scale of demand of the global diamond market is vast; estimated to be in excess of $90billion, bigger than the economies of many Eastern European countries. We can help you gather extra funds and unlock the value of your assets, helping you get the maximum amount for your diamonds with market-leading interest rates.

Many pawnbrokers will offer to lend against your diamond, however, they don’t offer the same services that we are uniquely positioned to provide. An established FCA regulated pawnbroker, we combine the specialist valuation expertise of auction houses and dealers with our custom developed pawnbroking software and an experienced operations team. Our peer-to-peer lending platform confirms loans quickly and guarantees an easy and confidential transaction.

Valuing your Diamond

For an accurate valuation, we’ll need information regarding the ‘Four C’s’:

  • Round brilliant, princess, or emerald cut? Is your diamond cut to ideal proportions?
  • Do you have a rare colourless diamond, or an intense blue, like the Hope Diamond?
  • Are your diamonds flawless, or are they slightly included but eye-clean?
  • How big is your diamond? Do you have certificates?


We also look for certificates from institutes such as the GIA and AnchorCert. If these aren’t available, our specialists can grade your diamond. We use Rappaport information combined with auction house knowledge.

Diamond set in jewellery? No problem. If we can, we’ll grade it in its mount. However, to properly grade larger diamonds, we have these un-mounted by the industry’s finest jewellers. Please also see our Jewellery section for more information.

Your Specialist Online Pawnbroker

Are you concerned about the interest rates and charges on pawn loans? Don’t worry. We operate differently to traditional pawnbrokers. We provide a simple and transparent online service, at an interest rate that is comparable to credit cards.

Instead of a shopfront, we have discreet offices based in the City of London. We use a simple online platform to process our loans, and then we pass the savings onto our borrowers, allowing us to offer the most competitive pawn loan interest rates. All you have to do is upload a picture of your item, describe it, apply for a loan, and you receive an indicative offer.

Borrowing against your diamonds is a simple and easy way to free up your funds – without letting go of your precious assets. Our loan terms are fair and transparent, and our small team is always at hand to answer any questions or discuss your loan.

How to Pawn your Diamonds

We provide a hassle-free process so you can quickly receive cash for your assets. You can apply for a pawn loan against diamonds in three simple steps:

  • Step 1 – Upload photos of the diamond that you wish to give as collateral. You will receive the loan offer within two hours.
  • Step 2 – Courier it to us using Royal Mail Special Delivery, or make an appointment to meet us in our discreet office in the City of London. If you choose to post your items, we will cover the insurance during transit.
  • Step 3 – Once the diamond has been carefully assessed in person, all you need to do is accept your loan offer. The funds will then be in your account within minutes.

Is Borrowing Against a Diamond Right for You?

You might not have used a pawnbroker before or may be unsure of the process. The traditional pawn shop image of a valuer sitting behind a counter in a high-street booth is far from the reality with us. There are many benefits to a pawn loan, some of which you might not be aware of. So, if you are unsure about the idea of borrowing against a diamond, here are the benefits:

No Tedious Paperwork – We know that your time is precious. That’s why our application process is online – quick and simple.

No Credit Checks – The security of a diamond pawn loan does not depend on your financial history. As we are lending money against your assets, your credit score is not relevant to the decision to lend.

Spot-Free Credit Score – Even if you are unable to pay back the loan, your credit history will remain unaffected. We do not report any failure to repay loans and if you wish to walk away from the loan, we sell the assets and transfer the excess funds back to your account.

Easy Access – Receive 70% against the value of your diamond simply by completing our hassle-free online application from the comfort of your home or office.

Discreet and Flexible – We understand that financial arrangements can require discretion.  We communicate only by email and phone with the named borrower, and we post items back in discreet unmarked packaging. Should you wish to make an appointment to meet us, we have an unbranded office in the City of London. We do not have a shop, so do not retail defaulted items.

Low-Interest Rates – We are committed to helping you get loans at the lowest possible rates. Our interest rates are less than half of what other high street lenders charge from borrowers.

To easily understand the interest rates we charge, we have prepared an indicative example of how they are calculated on pawn loans. If you have any questions about a loan, our small team is always at hand to help.

Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.

Minimum APR: 18.8%. Maximum APR: 67.1%.

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Risk Warning: If the loan is not repaid, the assets may be sold.

So, what are you waiting for? Unbolt your assets and release the funds tied up in your diamonds! Get in touch with us today.

Frequently Asked Questions

Is it better to pawn or sell diamond?

Pawning your diamonds at a reliable diamond pawn shop is always better than selling them. This is because with pawning, you can get quick cash for diamonds without losing your assets altogether  and since the pawnbroker need not worry about looking for a suitable buyer for your diamonds, you are likely to receive a higher amount on pawning.

Why should I choose Unbolted for pawning my diamond?

Unbolted has completely revolutionised the pawning industry. With us, you can receive good cash for diamonds at comparatively low interest rates. You can expect to receive as high as 70% against the value of your diamonds, something which other diamond pawn shops fail to offer.

How does your pawn shop determine the value of diamond?

Before offering cash for diamonds, Unbolted combines rapport information with auction house expertise to determine your asset’s value. We also look for certificates from institutes such as GIA and AnchorCert. In case of larger diamonds, we get them assessed by the industry’s finest jewellers.

How quickly can I obtain my loan for pawning diamond?

Our loan processing is faster than other diamond pawn shops. Simply posting your asset’s picture online will get you a loan offer within the next two hours. And once your diamond has been assessed in person and you’ve accepted the loan offer, you can receive cash for diamonds within minutes.

What is the interest rate for pawning diamond?

With Unbolted, receive the most competitive interest rates on your cash for diamonds loan. To understand the interest rates we charge on diamond pawn loans, read this example – Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.


Minimum APR 18.8%     Maximum APR 67.1%

How do I know if my diamond is valuable for pawning?

Your amount of cash for diamonds will depend upon their value, which can be determined by considering the famous 4Cs – Carat weight, Colour, Cut, and Clarity. To get a better assessment, approach a top jeweller prior to approaching a diamond pawn shop.

How long does the contract run for?

Our cash for diamonds loans can be availed for a fixed term of six months. Meaning, you will need to pay back your loan within this time period. However, you can choose to make an early repayment without any penalty charges levied.

How do I get my pawned diamond back?

To get your pawned asset back from a diamond pawn shop, you must see to it that you repay your diamond pawn loan within the pre-determined loan tenure. In case you fail to do so, your diamond(s) may be sold.

Will pawning diamond affect my credit rating?

Getting cash for diamonds from Unbolted will not affect your credit rating in any way. Just like we do not call for any credit checks prior to extending a loan offer, we do not allow your current loan to affect your future credit score.

How does Unbolted compare to other diamond pawnbrokers?

The general fears people have with pawnbroking are – high interest rates, low loan-to-value, and fair pricing – areas where Unbolted beats other traditional diamond pawn shops. Our interest rates are highly competitive, cash for diamonds loan offers are lucrative, and loan process is 100% transparent.

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Token House
11-12 Tokenhouse Yard
London EC2R 7AS
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