Leading Book and Manuscript Pawnbrokers

Apply online for an instant pawn offer on your valuable collection of Rare Books and Manuscripts

Rare Books and Manuscripts Pawnbroker

 Rare books and manuscripts are a highly collectible and valuable asset class. The market for antiquarian books is well established with many specialist book dealers and auction houses, and a first folio of Shakespeare can fetch in excess of £1million. Most collectors do not want to break up their collection to release funds, and an alternative can be to release short-term funds against these assets by pawning them as security. We also allow collectors to release funds in advance of a sale, when the items are consigned for sale through our partner auction houses.

We understand that specialist knowledge in this field is important, which is why we work closely with the leading experts to complete your valuation. We partner with top auction specialists and dealers who research and assess rare books and manuscripts before offering you a loan.

To provide you with an accurate valuation we will need to know the following information:

  • Author, Title, and Publication details
  • Comments on binding and dust jacket
  • Overall condition
  • Provenance
  • Photographs of the front cover, back cover, inside front cover, and any other relevant details

Many pawnbrokers will offer to lend against your books or manuscripts, however, they don’t offer the same services that we are uniquely positioned to provide. An established FCA regulated pawnbroker, we combine the specialist valuation expertise of auction houses and dealers with our custom developed pawnbroking software and an experienced operations team. Our peer-to-peer lending platform confirms loans quickly and guarantees an easy and confidential transaction.

Your Specialist Online Pawnbroker

Are you concerned about the interest rates and charges on pawn loans? Don’t worry. We operate differently to traditional pawnbrokers, instead providing a simple and transparent online service.

Instead of a shopfront, we have discreet offices based in the City of London. We use a simple online platform to process our loans, and then we pass the savings onto our borrowers, allowing us to offer the most competitive pawn loan interest rates. All you have to do is upload a picture of your item, describe it, apply for a loan, and you receive an indicative offer.

Borrowing against rare books or manuscripts is a simple and easy way to free up your funds – without letting go of your precious assets. Our loan terms are fair and transparent, and our small team is always at hand to answer any questions or discuss your loan.

How to Pawn your Rare Books and Manuscripts

We provide a hassle-free process so you can quickly receive cash for books or manuscripts. You can apply for a pawn loan against them in three simple steps:

  • Step 1 – Upload photos of the items that you wish to give as collateral. You will receive the loan offer within two hours.
  • Step 2 – Arrange delivery. Courier them to us or make an appointment to meet us in our discreet office in the City of London. If you choose to courier your items, we will cover the insurance during transit.
  • Step 3 – Once they have been carefully assessed in person, all you need to do is accept your loan offer. The funds will then be in your account within minutes.

Is Borrowing Against Rare Books and Manuscripts Right for You?

You might not have used a pawnbroker before or may be unsure of the process. The traditional pawn shop image of a valuer sitting behind a counter in a high-street booth is far from the reality with us. There is a wide range of benefits to a pawn loan, some of which you might not have been aware of. Here are the benefits:

No Tedious Paperwork – We know that your time is precious. That’s why our application process is online – quick and simple.

No Credit Checks – The security of a pawn loan does not depend on your financial history. As we are lending money against your assets, your credit score is not relevant to the decision to lend.

Spot-Free Credit Score – Even if you are unable to pay back the loan, your credit history will remain unaffected. We do not report any failure to repay loans and if you wish to walk away from the loan, we sell the assets and transfer the excess funds back to your account.

Easy Access – Receive 70% against the value of your books or manuscripts simply by completing our hassle-free online application from the comfort of your home or office.

Discreet and Flexible – We understand that financial arrangements can require discretion.  We communicate only by email and phone with the named borrower, and we post items back in discreet unmarked packaging. Should you wish to make an appointment to meet us, we have an unbranded office in the City of London. We do not have a shop, so do not retail defaulted items.

Low-Interest Rates – We are committed to helping you get loans at the lowest possible rates. Our interest rates are less than half of what other high street lenders charge from borrowers.

To easily understand the interest rates we charge, we have prepared an indicative example of how they are calculated on pawn loans. If you have any questions about a loan, our small team is always at hand to help.

Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 37.2% (fixed). Interest for 6 months: £766.32. Amount repayable in one instalment: £4,886.32. Representative APR: 49.2%.

Minimum APR: 18.8%. Maximum APR: 63.1%.

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Risk Warning: If the loan is not repaid, the assets may be sold.

So, what are you waiting for? Unbolt your assets and release the funds tied up in your rare books or manuscripts! Get in touch with us today.

Frequently Asked Questions

Is it better to pawn or sell books?

True as it is that you’d only be selling rare books to a pawn shop if you must, it is better to pawn them instead. This is because with pawning, you will not only receive instant cash for books but also get to secure your assets. Plus, selling rare books may make you lose out on your money as compared to pawning.

Why should I choose Unbolted for pawning my rare books and manuscripts?

Unbolted offers you quick cash for books at highly competitive interest rates and as high as 70% against the value of your books. Plus, pawning books with Unbolted is an easy, fair, and secure process which can be completed from the comfort of your home.

How does your pawn shop determine the value of books?

Unbolted understands that pawning or selling rare books for cash is a process that requires experience and expertise. This is why we combine the expertise of auction house specialists and dealers who have made extensive research in the field with a custom pawnbroking software to determine their value before offering cash for books.

How quickly can I obtain my loan for pawning books?

All you need to do is upload photos of your books you’re willing to pawn and we will send you a loan offer within the next two hours. Then, once your books have been assessed in person, you need to accept your loan offer and your cash for books will be transferred within minutes.

What is the interest rate for pawning books?

With Unbolted, receive the most competitive interest rates on your cash for books loan. To understand the interest rates we charge on our rare books pawn loans, read this example – Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 37.2% (fixed). Interest for 6 months: £766.32. Amount repayable in one instalment: £4,886.32. Representative APR: 49.2%.

 

Minimum APR: 18.8%     Maximum APR: 63.1%

How do I know if my book is valuable for pawning?

You can pawn or sell books for cash that are rare and valuable – this is determined by the book’s age, scarcity, importance, aesthetic properties, association, and subject matter. Also, to get good cash for books, they must be in decent condition – all pages should be present, must not include too many edge chips on the dust jacket, etc.

How long does the contract run for?

Unbolted offers cash for books loans for a fixed term of six months. However, you can repay your loan early in case you wish to do so. Unbolted does not charge any penalty for early repayment of pawn loans.

How do I get my pawned book back?

Once you have received cash for books, the next step is preparing for repayment. Once you have repaid the entire cash for books loan amount, you can have your pawned book back.

Will pawning books affect my credit rating?

Availing a cash for books loan from Unbolted will not affect your credit rating in any way. Pawning books neither requires credit checks at the time of loan assessment, nor does it affect future credit rating.

How does Unbolted compare to other rare books and manuscripts pawnbrokers?

Pawning or selling rare books with Unbolted offers you an experience other pawnbrokers out there cannot match. No other pawnbroker offers interest rates as competitive as we do on our cash for books loans. We also offer a loan-to-value as high as 70% as compared to the standard 50%.

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or visit us at
Unbolted
Token House
11-12 Tokenhouse Yard
London EC2R 7AS
by appointment only

Or email us info@unbolted.com

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