Leading Wine Pawnbroker

Fine Wine Pawnbrokers

Releasing cash by borrowing against your fine wine has never been easier – we can help you unlock the value of your collection, whether you have Mouton Rothschild, Petrus, Margaux, Latour, Domaine de la Romanée Conti, or many other old and new vintages.

Based in London, we operate a digital lending platform to help you pawn assets such as fine wine and receive cash within hours. We lend against all collectable wines, be they a Burgundy first growth or a rare Bordeaux. Whether you have a small or extensive collection, we provide you with a loan against your fine wine based on the current market value. We have a team of experts who will assess your collection of wine to provide an accurate picture of its value.

We only ask that you have the provenance and that the wines are stored in appropriate climate-controlled conditions. To borrow against your wine collection, we will need to know a few details:

• Name and vintage
• Number of cases (12 x 75 cl case formats)
• Storage conditions and bond details
• Provenance

Your Specialist Online Pawnbroker

Are you concerned about the interest rates and charges on pawn loans? Don’t worry. We operate differently to traditional pawnbrokers. We provide a simple and transparent online service, at an interest rate that is comparable to credit cards.

Instead of a shopfront, we have discreet offices based in the City of London. We use a simple online platform to process our loans, and then we pass the savings onto our borrowers, allowing us to offer the most competitive pawn loan interest rates. All you have to do is upload a picture of your item, describe it, apply for a loan, and you receive an indicative offer.

Borrowing against fine wine is a simple and easy way to free up your funds – without letting go of your precious assets. Our loan terms are completely fair and transparent, and our small team is always at hand to answer any questions or discuss your loan.

How to Pawn your Fine Wine

We provide a hassle-free process so you can quickly receive cash for your fine wine. You can apply for a pawn loan against it in three simple steps:

• Step 1 – Upload photos of the wine that you wish to give as collateral. You will receive the loan offer within two hours.
• Step 2 – Arrange delivery. If it is already in bonded storage, we will arrange to have it transferred to our account. Alternately, call us and we will arrange an insured specialist collection at a time of your convenience or make an appointment to meet us in our discreet office in the City of London.
• Step 3 – Once it has been carefully assessed in person, all you need to do is accept your loan offer. The funds will then be in your account within minutes.

Is Borrowing Against Fine Wine Right for You?

You might not have used a pawnbroker before or may be unsure of the process. The traditional pawn shop image of a valuer sitting behind a counter in a high-street booth is far from the reality with us. There are many benefits to a pawn loan, some of which you might not be aware of. Here are the benefits:

No Tedious Paperwork – We know that your time is precious. That’s why our application process is online – quick and simple.

No Credit Checks – The security of a pawn loan does not depend on your financial history. As we are lending money against your assets, your credit score is not relevant to the decision to lend.

Spot-Free Credit Score – Even if you are unable to pay back the loan, your credit history will remain unaffected. We do not report any failure to repay loans and if you wish to walk away from the loan, we sell the assets and transfer the excess funds back to your account.

Easy Access – Receive 70% against the value of your fine wine simply by completing our hassle-free online application from the comfort of your home or office.

Discreet and Flexible – We understand that financial arrangements can require discretion.  We communicate only by email and phone with the named borrower, and we post items back in discreet unmarked packaging. Should you wish to make an appointment to meet us, we have an unbranded office in the City of London. We do not have a shop, so do not retail defaulted items.

Low-Interest Rates – We are committed to helping you get loans at the lowest possible rates. Our interest rates are less than half of what other high street lenders charge from borrowers.

To easily understand the interest rates we charge, we have prepared an indicative example of how they are calculated on pawn loans. If you have any questions about a loan, our small team is always at hand to help.

Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.

Minimum APR: 18.8%. Maximum APR: 67.1%.

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Risk Warning: If the loan is not repaid, the assets may be sold.

So, what are you waiting for? Unbolt your assets and release the funds tied up in your fine wine! Get in touch with us today.