Leading Wine Pawnbroker

Apply online to quickly and simply release funds from your Wine collection

Fine Wine Pawnbrokers

Releasing cash by borrowing against your fine wine has never been easier – we can help you unlock the value of your collection, whether you have Mouton Rothschild, Petrus, Margaux, Latour, Domaine de la Romanée Conti, or many other old and new vintages.

Based in London, we operate a digital lending platform to help you pawn assets such as fine wine and receive cash within hours. We lend against all collectable wines, be they a Burgundy first growth or a rare Bordeaux. Whether you have a small or extensive collection, we provide you with a loan against your fine wine based on the current market value. We have a team of experts who will assess your collection of wine to provide an accurate picture of its value.

We only ask that you have the provenance and that the wines are stored in appropriate climate-controlled conditions. To borrow against your wine collection, we will need to know a few details:

  • Name and vintage
  • Number of cases (12 x 75 cl case formats)
  • Storage conditions and bond details
  • Provenance

Your Specialist Online Pawnbroker

Are you concerned about the interest rates and charges on pawn loans? Don’t worry. We operate differently to traditional pawnbrokers. We provide a simple and transparent online service, at an interest rate that is comparable to credit cards.

Instead of a shopfront, we have discreet offices based in the City of London. We use a simple online platform to process our loans, and then we pass the savings onto our borrowers, allowing us to offer the most competitive pawn loan interest rates. All you have to do is upload a picture of your item, describe it, apply for a loan, and you receive an indicative offer.

Borrowing against fine wine is a simple and easy way to free up your funds – without letting go of your precious assets. Our loan terms are completely fair and transparent, and our small team is always at hand to answer any questions or discuss your loan.

How to Pawn your Fine Wine

We provide a hassle-free process so you can quickly receive cash for your fine wine. You can apply for a pawn loan against it in three simple steps:

  • Step 1 – Upload photos of the wine that you wish to give as collateral. You will receive the loan offer within two hours.
  • Step 2 – Arrange delivery. If it is already in bonded storage, we will arrange to have it transferred to our account. Alternately, call us and we will arrange an insured specialist collection at a time of your convenience or make an appointment to meet us in our discreet office in the City of London.
  • Step 3 – Once it has been carefully assessed in person, all you need to do is accept your loan offer. The funds will then be in your account within minutes.

Is Borrowing Against Fine Wine Right for You?

You might not have used a pawnbroker before or may be unsure of the process. The traditional pawn shop image of a valuer sitting behind a counter in a high-street booth is far from the reality with us. There are many benefits to a pawn loan, some of which you might not be aware of. Here are the benefits:

No Tedious Paperwork – We know that your time is precious. That’s why our application process is online – quick and simple.

No Credit Checks – The security of a pawn loan does not depend on your financial history. As we are lending money against your assets, your credit score is not relevant to the decision to lend.

Spot-Free Credit Score – Even if you are unable to pay back the loan, your credit history will remain unaffected. We do not report any failure to repay loans and if you wish to walk away from the loan, we sell the assets and transfer the excess funds back to your account.

Easy Access – Receive 70% against the value of your fine wine simply by completing our hassle-free online application from the comfort of your home or office.

Discreet and Flexible – We understand that financial arrangements can require discretion.  We communicate only by email and phone with the named borrower, and we post items back in discreet unmarked packaging. Should you wish to make an appointment to meet us, we have an unbranded office in the City of London. We do not have a shop, so do not retail defaulted items.

Low-Interest Rates – We are committed to helping you get loans at the lowest possible rates. Our interest rates are less than half of what other high street lenders charge from borrowers.

To easily understand the interest rates we charge, we have prepared an indicative example of how they are calculated on pawn loans. If you have any questions about a loan, our small team is always at hand to help.

Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.

Minimum APR: 18.8%. Maximum APR: 67.1%.

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Risk Warning: If the loan is not repaid, the assets may be sold.

So, what are you waiting for? Unbolt your assets and release the funds tied up in your fine wine! Get in touch with us today.

Frequently Asked Questions

Is it better to pawn or sell fine wine?

The golden rule-of-thumb is why lose something when you can get it back? It is better to pawn wine as it has a high redemption rate of 95%. Plus, you get instant funds for your needs when you borrow against fine wine.

Why should I choose Unbolted for pawning my fine wine?

Unbolted’s wine lending is unmatched by any other pawnbroker out there. We pawn wine at market-beating interest rates, offer a completely transparent and secure loan process, and you also get as high as 70% value when you borrow against fine wine.

How does your pawn shop determine the value of fine wine?

Before disbursing your loan against fine wine, we determine your asset’s value by considering the following factors – wine name and vintage, number of cases to be pawned, storage conditions and bond details, and provenance. Your wine lending is secured by auction house specialists and a custom pawnbroking software.

How quickly can I obtain my loan for pawning fine wine?

With Unbolted, you can pawn wine quickly from the comfort of your home. Simply send us images of your wine with details and we will make you a loan against fine wine offer within two hours. Once your wine has been assessed in person, you can expect to receive money within minutes.

What is the interest rate for pawning fine wine?

No other pawnbroker charges interest rates as competitive as Unbolted on loans against fine wine. Understand our interest rates on loans against wine with the following example – – Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.


Minimum APR 18.8%     Maximum APR 67.1%

How do I know if my fine wine is valuable for pawning?

There are many variables involved in determining wine value to pawn wine. In general, there are five main factor that make wine valuable for pawning – producer, scarcity, vintage, longevity, and critical scores. Your loan against fine wine offer will differ based on the wine’s value.

How long does the contract run for?

Unbolted offers loan against fine wine for a fixed tenure of six months. However, you can pay back your wine lending early without any penalty charges levied.

How do I get my pawned fine wine back?

To get your pawned fine wine back, you need to repay your loan against fine wine within the stipulated period of six months. In case you fail to repay your loan against wine on time, your wine may be sold.

Will pawning fine wine affect my credit rating?

Taking a loan against fine wine from Unbolted will leave your credit rating untouched. As we do not ask for any credit checks prior to extending wine lending, your current loan will not affect your future credit score, even if you fail to repay your loan against wine on time.

How does Unbolted compare to other fine wine pawnbrokers?

When you pawn wine with Unbolted, you get to enjoy the most competitive interest rates in the market along with a high loan-to-value, as high as 70%. Plus, our loan against fine wine process is easy, hassle-free, and 100% transparent.

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Call us on 020 3567 1300

or visit us at
Token House
11-12 Tokenhouse Yard
London EC2R 7AS
by appointment only

Or email us info@unbolted.com

Money tied up in your assets? logo today!