Coin and Stamp Pawnbroker

Pawn your Antique and Bullion Coins, and Rare Stamps from the comfort of your home

Rare Stamps and Coins Pawnbroker

Stamp and coin collecting is one of the most popular hobbies worldwide – there are an estimated 50 million stamp and coin collectors across the globe. Collectors are not usually motivated by an item’s value, but by an interest in its history, geography, or style – the same for coins too. That said, collecting can be profitable and many people see stamps and coins as a good way of investing; prices for single stamps at auction have sold for up to $10m in rare cases.

Your collection may have been built up steadily over the years, or even it could have been a bequeathment or gift. Whatever the case, it may have hidden financial value that we can help you access. As long as your stamps or coins have an open market value, we will happily lend you 70% of this figure.

Many pawnbrokers will offer to lend against your stamps or coins, however, they don’t offer the same services that we are uniquely positioned to provide. An established FCA regulated pawnbroker, we combine the specialist valuation expertise of auction houses and dealers with our custom developed pawnbroking software and an experienced operations team. Our peer-to-peer lending platform confirms loans quickly and guarantees an easy and confidential transaction.

Your Specialist Online Pawnbroker

Are you concerned about the interest rates and charges on pawn loans? Don’t worry. We operate differently to traditional pawnbrokers, instead providing a simple and transparent online service.

Instead of a shopfront, we have discreet offices based in the City of London. We use a simple online platform to process our loans, and then we pass the savings onto our borrowers, allowing us to offer the most competitive pawn loan interest rates. All you have to do is upload a picture of your item, describe it, apply for a loan, and you receive an indicative offer.

Borrowing against your stamps or coins is a simple and easy way to free up your funds – without letting go of your precious assets. Our loan terms are fair and transparent, and our small team is always at hand to answer any questions or discuss your loan.

How to Pawn your Rare Stamps and Coins

We provide a hassle-free process so you can quickly receive cash for stamps or coins. You can apply for a pawn loan against them in three simple steps:

  • Step 1 – Upload photos of the stamps or coins that you wish to give as collateral. You will receive the loan offer within two hours.
  • Step 2 – Courier them to us using Royal Mail Special Delivery, or make an appointment to meet us in our discreet office in the City of London. If you choose to post your items, we will cover the insurance during transit.
  • Step 3 – Once the stamps or coins have been carefully assessed in person, all you need to do is accept your loan offer. The funds will then be in your account within minutes.

Is Borrowing Against Rare Stamps or Coins Right for You?

You might not have used a pawnbroker before or may be unsure of the process. The traditional pawn shop image of a valuer sitting behind a counter in a high-street booth is far from the reality with us. There are a wide range of benefits to a pawn loan, some of which you might not have been aware of. So, if you are unsure about the idea of borrowing against stamps or coins, here are the benefits:

No Tedious Paperwork – We know that your time is precious. That’s why our application process is online – quick and simple.

No Credit Checks – The security of a pawn loan does not depend on your financial history. As we are lending money against your assets, your credit score is not relevant to the decision to lend.

Spot-Free Credit Score – Even if you are unable to pay back the loan, your credit history will remain unaffected. We do not report any failure to repay loans and if you wish to walk away from the loan, we sell the assets and transfer the excess funds back to your account.

Easy Access – Receive 70% against the value of your stamps or coins simply by completing our hassle-free online application from the comfort of your home or office.

Discreet and Flexible – We understand that financial arrangements can require discretion.  We communicate only by email and phone with the named borrower, and we post items back in discreet unmarked packaging. Should you wish to make an appointment to meet us, we have an unbranded office in the City of London. We do not have a shop, so do not retail defaulted items.

Low-Interest Rates – We are committed to helping you get loans at the lowest possible rates. Our interest rates are less than half of what other high street lenders charge from borrowers.

To easily understand the interest rates we charge, we have prepared an indicative example of how they are calculated on pawn loans. If you have any questions about a loan, our small team is always at hand to help.

Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.

Minimum APR: 18.8%. Maximum APR: 67.1%.

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Risk Warning: If the loan is not repaid, the assets may be sold.

So, what are you waiting for? Unbolt your assets and release the funds tied up in your stamps or coins! Get in touch with us today.

Frequently Asked Questions

Is it better to pawn or sell coins and stamps?

Whether you should sell your coins and rare stamps or pawn them depends upon your urgent cash needs and your desire to have your assets back. Take a loan against coins and rare stamps if your funding needs are urgent and you want your assets back.

Why should I choose Unbolted for pawning my coins and stamps?

Taking a loan against coins from Unbolted will give you the best – in terms of loan processing time, paperwork, interest rates, and loan-to-value. We offer our loan against stamps and coins for low interest rates, high loan-to-value, and minimal processing time.

How does your pawn shop determine the value of a coin or stamp?

Before offering loans against coins and stamps, Unbolted uses the combined help of expert specialists and a custom pawnbroking software to arrive at a fair value for your collection. Generally, the history, authenticity, rarity, provenance, and the material’s purity and weight play a key role in determining your amount of loan against stamps and coins.

How quickly can I obtain my loan for pawning coins and stamps?

Unbolted processes its loan against coins and stamps within hours. All you need to do is upload images of your coin or stamp collection and we will send you a loan against stamps or coins offer within two hours. Once your collection has been assessed in person, funds will be transferred within minutes.

What is the interest rate for pawning coins and stamps?

No other pawn coin shop charges interest rates as competitive as Unbolted. Understand our loans against coins or rare stamps interest rates with the following example – Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.

 

Minimum APR 18.8%     Maximum APR 67.1%

How do I know if my coin and stamp is valuable for pawning?

Before you take a loan against coins or stamps, you can make a self-assessment by getting to know the coin’s history and rarity. If you can, find out its provenance as it will help you secure higher loan against stamps or coins amount. If you’re unable, you can contact top coin dealers or numismatists to get a proper valuation.

How long does the contract run for?

All loans against coins or rare stamps are offered for a fixed period of six months. You need to repay your loan within this stipulated time period. You can even pay back your loan against stamps or coins early without any penalty charges.

How do I get my pawned coins and stamps back?

To get back your pawned coins or rare stamps, you need to repay your loan against coins on time – within six months. If you fail to repay your loan on time, your collection may be sold or auctioned off.

Will pawning coins and stamps affect my credit rating?

Taking a loan against coins and rare stamps from Unbolted will not affect your credit rating in any way. Neither do we run any credit checks before extending your loan against stamps, nor do we let your current loan affect your future credit score.

How does Unbolted compare to other coins and stamps pawnbrokers?

Compared to other coin and stamp pawn shops, Unbolted offers the most competitive interest rates, which are less than half of what they offer. Plus, contrastingly, the LTV on our loan against coins or stamps may be as high as 70% when compared to the market standard of 50%.

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Unbolted

Call us on 020 3567 1300

or visit us at
Unbolted
Token House
11-12 Tokenhouse Yard
London EC2R 7AS
by appointment only

Or email us info@unbolted.com

Money tied up in your assets? logo today!