Designer Handbag Pawnbroker

Release funds from your luxury handbag with a quick and easy pawn loan

Designer and Luxury Handbag Pawnbroker

Designer and luxury handbags are memorable and timeless – some people use theirs regularly, while others collect them and store them away for safekeeping. Museums are also active in the market, as fashion continues to play an increasing part in modern society and culture. We lend against all designer handbags, including Chanel, Hermès, Gucci, Louis Vuitton, Celine, Chloe, Alexander McQueen, Balenciaga, Dior, and many more.

We have a team of experts who will assess your handbag to provide an accurate valuation. A key determinant of value is the brand name and model. Each brand has a pedigree of quality and status. Within that grouping of iconic brands such as Hermes, Chanel and Louis Vuitton, the scarcity of particular models adds significant value. We also consider the overall style and design. As fashion trends fluctuate, the value of handbags can change greatly.

In order to accurately value your handbag, we will need to know the following:

  • Origin and proof of purchase. The original box, dust cover, certificate, receipt and any other documentation will help the value.
  • Scratches, damage, and any visible wear will decrease the value.
  • Whether the handbag is made from calfskin, crocodile, leather, or patent leather will affect the value.

Many pawnbrokers will offer to lend against your handbag, however, they don’t offer the same services that we are uniquely positioned to provide. An established FCA regulated pawnbroker, we combine the specialist valuation expertise of auction houses and dealers with our custom developed pawnbroking software and an experienced operations team. Our peer-to-peer lending platform confirms loans quickly and guarantees an easy and confidential transaction.

Your Specialist Online Pawnbroker

Are you concerned about the interest rates and charges on pawn loans? Don’t worry. We operate differently to traditional pawnbrokers. We provide a simple and transparent online service, at an interest rate that is comparable to credit cards.

Instead of a shopfront, we have discreet offices based in the City of London. We use a simple online platform to process our loans, and then we pass the savings onto our borrowers, allowing us to offer the most competitive pawn loan interest rates. All you have to do is upload a picture of your item, describe it, apply for a loan, and you receive an indicative offer.

Borrowing against designer handbags is a simple and easy way to free up your funds – without letting go of your precious assets. Our loan terms are fair and transparent, and our small team is always at hand to answer any questions or discuss your loan.

How to Pawn your Designer and Luxury Handbag

We provide a hassle-free process so you can quickly receive cash for designer and luxury handbags. You can apply for a pawn loan against them in three simple steps:

  • Step 1 – Upload photos of the handbag that you wish to give as collateral. You will receive the loan offer within two hours.
  • Step 2 – Courier it to us using Royal Mail Special Delivery, or make an appointment to meet us in our discreet office in the City of London. You can also meet one of our specialists based around the UK. If you choose to post your items, we will cover the insurance during transit.
  • Step 3 – Once the items have been carefully assessed in person, all you need to do is accept your loan offer. The funds will then be in your account within minutes.

Is Borrowing Against a Designer Bag Right for You?

You might not have used a pawnbroker before or may be unsure of the process. The traditional pawn shop image of a valuer sitting behind a counter in a high-street booth is far from the reality with us. There are a wide range of benefits to a pawn loan, some of which you might not have been aware of. So, if you are unsure about the idea of borrowing against your designer bag, here are the benefits:

No Tedious Paperwork – We know that your time is precious. That’s why our application process is online – quick and simple.

No Credit Checks – The security of a pawn loan does not depend on your financial history. As we are lending money against your assets, your credit score is not relevant to the decision to lend.

Spot-Free Credit Score – Even if you are unable to pay back the loan, your credit history will remain unaffected. We do not report any failure to repay loans and if you wish to walk away from the loan, we sell the assets and transfer the excess funds back to your account.

Easy Access – Receive 70% against the value of your designer handbag simply by completing our hassle-free online application from the comfort of your home or office.

Discreet and Flexible – We understand that financial arrangements can require discretion.  We communicate only by email and phone with the named borrower, and we post items back in discreet unmarked packaging. Should you wish to make an appointment to meet us, we have an unbranded office in the City of London. We do not have a shop, so do not retail defaulted items.

Low-Interest Rates – We are committed to helping you get loans at the lowest possible rates. Our interest rates are less than half of what other high street lenders charge from borrowers.

To easily understand the interest rates we charge, we have prepared an indicative example of how they are calculated on pawn loans. If you have any questions about a loan, our small team is always at hand to help.

Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.

Minimum APR: 18.8%. Maximum APR: 67.1%..

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Risk Warning: If the loan is not repaid, the assets may be sold.

So, what are you waiting for? Unbolt your assets and release the funds tied up in your designer handbag! Get in touch with us today.

Frequently Asked Questions

Is it better to pawn or sell designer handbags?

Whether you should sell designer bag for cash or pawn it depends upon the urgency with which you need money and whether you want your handbag back. If your funding needs are urgent and you wish to get your handbag back, it is best to take a loan against handbags from a reliable pawnbroker.

Why should I choose Unbolted for pawning my luxury handbag?

Unbolted is your top choice for taking a loan against handbags as we are worlds apart from a standard pawnbroker. Our interest rates are the most competitive in the market and we offer a high loan-to-value against your luxury handbag. Plus, we will make your loan against handbags process hassle-free.

How does your pawn shop determine the value of designer and luxury handbag?

Using a team of experts, Unbolted will determine the value of your designer handbag based on its brand name and model, proof of purchase, overall condition, and the material used (whether it’s calf skin, patented leather, or crocodile skin, etc.). Your loan against handbag will be disbursed after proper valuation.

How quickly can I obtain my loan for pawning handbag?

With Unbolted, you needn’t wait for days on end to take a loan against handbag. Simply upload photos of your handbag with details and you will get your loan offer within two hours. Once your handbag has been assessed in person, you can receive your loan against handbag money within minutes.

What is the interest rate for pawning handbag?

Unbolted charges the most competitive interest rates on loan against handbags. Understand our interest rates on designer bags pawn loans with the following example – – Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.


Minimum APR 18.8%     Maximum APR 67.1%

How do I know if my handbag is valuable for pawning?

Before you apply for a loan against handbag, you can determine whether or not its valuable for pawning by considering the following factors –

  • The designer behind designing the handbag
  • The condition of the handbag – the more pristine it is, the higher its value.
  • Materials used – exotic skin, leather, etc.
  • Rarity – a limited edition piece will have a higher value

How long does the contract run for?

Unbolted offers loans against handbags for a fixed loan term of six months. You need to repay your loan within this stipulated period; however, you can pay back your loan against handbags sooner with no penalty charges.

How do I get my pawned handbag back?

You must repay your loan against handbags within the stipulated period of six months to get your pawned handbag back. In case you fail to do so, your handbag may be sold.

Will pawning luxury handbag affect my credit rating?

Unbolted does not meddle with your credit rating in any way. You can take a loan against handbags without worrying about credit checks hassles. Similarly, your future credit rating will remain unaffected, even if you are unable to pay back your loan against handbags on time.

How does Unbolted compare to other designer handbag pawnbrokers?

If you’ve been looking for a “reliable pawnbroker to pawn my handbag,” Unbolted beats all other traditional pawnbrokers in terms of our service quality, interest rates, and loan-to-value. Taking a loan against handbags from us will let you enjoy low interest rates, high loan-to-value, and hassle-free loan processing.

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Token House
11-12 Tokenhouse Yard
London EC2R 7AS
by appointment only

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