Online Car Pawnbroker

Pawn your car for instant funds

Luxury and Classic Car Pawnbrokers

Every owner of a classic or luxury car knows how important it is to protect their investment. Whether you have money tied up in a car as an investment, or you have spent thousands restoring one to its prime condition, protecting these funds by keeping your car safe and secure is of the utmost importance.

Classic cars have massive personal and economic value to owners, and we understand what your classic car means to you. That’s why we work closely with hands-on enthusiasts and specialists when valuing cars. Your precious asset may be kept undercover or in storage for part of the year, and the need for funds to pay an urgent bill, or fill a financial gap, can arise at any time. In such a scenario selling your car might seem like a solution, however, we can release funds tied up in your car for a short period in the form of a pawn loan.

In order to provide you with an accurate valuation we will need to know the following information:

  • Ownership history. How long have you owned the vehicle and what do you know about its prior history? Is there an interesting and verifiable provenance associated with your car?
  • How would an objective viewer assess the condition? Is it concours or needs some work
  • Has there been any restoration work? If so, when and by whom?
  • Do you have the service history?
  • We will also need the V5C document for the duration of the loan.

Many pawnbrokers will offer to lend against your car, however, they don’t offer the same services that we are uniquely positioned to provide. An established FCA regulated pawnbroker, we combine the specialist valuation expertise of auction houses and dealers with our custom developed pawnbroking software and an experienced operations team. Our peer-to-peer lending platform confirms loans quickly and guarantees an easy and confidential transaction.

Your Specialist Online Pawnbroker

Are you concerned about the interest rates and charges on pawn loans? Don’t worry. We operate differently to traditional pawnbrokers. We provide a simple and transparent online service, at an interest rate that is comparable to credit cards.

Instead of a shopfront, we have discreet offices based in the City of London. We use a simple online platform to process our loans, and then we pass the savings onto our borrowers, allowing us to offer the most competitive pawn loan interest rates. All you have to do is upload a picture of your item, describe it, apply for a loan, and you receive an indicative offer.

Borrowing against a classic car is a simple and easy way to free up your funds – without letting go of your precious assets. Our loan terms are fair and transparent, and our small team is always at hand to answer any questions or discuss your loan.

How to Pawn your Classic or Luxury Car

We provide a hassle-free process so you can quickly receive cash for your classic or luxury car. You can apply for a pawn loan against them in three simple steps:

  • Step 1 – Upload photos of the car that you wish to give as collateral. You will receive the loan offer within two hours.
  • Step 2 – Arrange for delivery or make an appointment to meet us in our discreet office in the City of London. If it is already with a specialist storage provider, we can simply have it moved to our account. You can also meet one of our specialists based around the UK. We will cover the insurance during transit.
  • Step 3 – Once the car has been carefully assessed in person, all you need to do is accept your loan offer. The funds will then be in your account within minutes.

Is Borrowing Against a Luxury or Classic Car Right for You?

You might not have used a pawnbroker before or may be unsure of the process. The traditional pawn shop image of a valuer sitting behind a counter in a high-street booth is far from the reality with us. There are a wide range of benefits to a pawn loan, some of which you might not have been aware of. So, if you are unsure about the idea of borrowing against a luxury or classic car, here are the benefits:

No Tedious Paperwork – We know that your time is precious. That’s why our application process is online – quick and simple.

No Credit Checks – The security of a pawn loan does not depend on your financial history. As we are lending money against your assets, your credit score is not relevant to the decision to lend.

Spot-Free Credit Score – Even if you are unable to pay back the loan, your credit history will remain unaffected. We do not report any failure to repay loans and if you wish to walk away from the loan, we sell the assets and transfer the excess funds back to your account.

Easy Access – Receive 70% against the value of the car simply by completing our hassle-free online application from the comfort of your home or office.

Discreet and Flexible – We understand that financial arrangements can require discretion.  We communicate only by email and phone with the named borrower, and we post items back in discreet unmarked packaging. Should you wish to make an appointment to meet us, we have an unbranded office in the City of London. We do not have a shop, so do not retail defaulted items.

Low-Interest Rates – We are committed to helping you get loans at the lowest possible rates. Our interest rates are less than half of what other high street lenders charge from borrowers.

To easily understand the interest rates we charge, we have prepared an indicative example of how they are calculated on pawn loans. If you have any questions about a loan, our small team is always at hand to help.

Representative Example: Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.

Minimum APR: 18.8%. Maximum APR: 67.1%.

All loans are for a fixed term of 6 months. You can repay early at any time without penalty.

Risk Warning: If the loan is not repaid, the assets may be sold.

So, what are you waiting for? Unbolt your assets and release the funds tied up in your car! Get in touch with us today.

Frequently Asked Questions

Is it better to pawn or sell a luxury car?

Luxury cars are highly precious, thus, pawning a classic car is more lucrative than selling it. Firstly, you will receive quick cash without losing your car, and secondly, pawning luxury or classic cars will fetch you more money as compared to selling them.

Why should I choose Unbolted for pawning my luxury car?

Pawning luxury or classic cars with Unbolted will fetch you the most market-beating interest rates out there. And on top of all this, we will ensure a 100% fair and transparent process for your loan against luxury car with a loan-to-value as high as 70%.

How does your pawn shop determine the value of a luxury car?

Pawn luxury cars with Unbolted and we will make a fair valuation of your asset using both human expertise and technology. Your loan against luxury car offer will be assessed by considering its ownership history, condition, brand, service history, and V5C document.

How quickly can I obtain my loan for pawning a luxury car?

With Unbolted, you can pawn luxury cars from the comfort of your home. Simply upload pictures of your car and we will make you a loan offer within two hours. Once your car has been assessed in person, you can expect to receive your loan against luxury car amount within minutes.

What is the interest rate for pawning a car?

Pawning a classic car with Unbolted will bag you the lowest interest rates in the market. beats The following example will help you understand our loans against luxury cars interest rates – Total credit: £4000. Set-up fees: £120. Loan term of 6 months. Annual Interest rate: 40.2% (fixed). Interest for 6 months: £828.12. Amount repayable in one installment: £4,948.12. Representative APR: 53.0%.


Minimum APR 18.8%     Maximum APR 67.1%

How do I know if my luxury car is valuable for pawning?

Before pawning luxury cars, you can determine its value by considering the following factors – scarcity of the vehicle in the market (luxury brands), age of the vehicle, current specials, mileage, overall condition, and extras offered. Your loan against luxury car offer will be made accordingly.

How long does the contract run for?

With Unbolted, you can pawn luxury cars for a fixed duration of six months. In case you are able, you can pay back your loan against luxury cars early without incurring any penalty charges.

How do I get my pawned luxury car back?

Pawning luxury or classic cars means you can get them back, provided you repay your loan against luxury cars on time. If you fail to do so, your car may be sold.

Will pawning a car affect my credit rating?

Pawning a classic car with Unbolted will not affect your credit rating in any way. We do not ask for credit reports at the time of offering loans against luxury cars, and we ensure that your pawn loan does not affect your future credit rating.

How does Unbolted compare to other luxury car pawnbrokers?

With Unbolted, you can pawn antique car at nearly half the interest rates as those offered by other pawnbrokers. Moreover, we even offer a high loan-to-value on our loans against luxury cars, as high as 70% as opposed to the market standard of 50%.

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London EC2R 7AS
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