Founders' Blog

Why peer-to-peer loans are a more intuitive product for retail investors than equity

The peer-to-peer lending sector in the United Kingdom is much larger than the equity crowdfunding sector. There are many reasons for this, not leas...

The Gold Loan Market: United Kingdom versus India

Borrowing against gold jewellery has been a fairly expensive proposition in the UK.  Yes, there are many tempting offers from bullion dealers and c...

Skin in the Game: Unbolted only makes money when lenders make money

A common criticism of the large peer-to-peer lending platforms is that they have no "skin in the game". For example, John Carney has argued  that ...

Other News & Blogs

How To Buy It: Expert Tips on Watches

All watch brands with a very few exceptions will depreciate immediately after purchase. There are a few such as the grand complication Patek Philippes which are in such short supply and high demand that they can immmediately be sold for a profit.

Thinking of pawning your assets? Unbolted offers a cheaper, more discreet alternative

Despite the fact that pawnbrokers offer an attractive alternative for those looking to secure a loan in a difficult lending environment, or who wish to unlock the value of their assets with no potential consequences for their credit rating, recent...

Delays in FCA IFISA-approval for most P2P platforms

With the recent launch of the much-awaited Innovative Finance ISA (IFISA), it has become clear that the Financial Conduct Authority (FCA) has yet to approve a single big peer-to-peer (P2P) lender for involvement in the new tax-free savings vehicle...